Garima Bikas Bank Limited, a National Level Development Bank headquartered in Waling, Syangja, commenced its commercial operations on the 18th of Kartik, 2064 and the formal inauguration took place on the 7th of Marg, 2064. The bank, which initially started its banking transactions with a paid-up capital of only NPR 26.5 million, had covered three districts i.e Syangja, Palpa, and Kaski as a Regional Level Development Bank. On the 20th of Chaitra, 2068, its business coverage area was expanded to 10 districts.
Garima Bikas Bank, with a commitment to "Access to All," overcame limited business coverage and service distribution challenges by strategically becoming a National Level Development Bank. Through mergers with erstwhile Nilgiri Bikas Bank Limited on 29th of Asadh 2072 and erstwhile Subekshya Bikas Bank Limited on 4th of Ashwin 2073, the bank strengthened its capital base, expanded branch locations, and improved overall operations. The recent acquisition of Sahara Bikas Bank Limited on 28th of Kartik 2078 further enhances our presence in Province 2. As a result, Garima Bikas Bank has transformed into a robust financial institution, offering a wide range of banking services to a larger customer base and ensuring accessible and reliable banking services across Nepal.
Our head office is located at Kathmandu 02, Lazimpat, Kathmandu. With 121 branches and 50 strategically placed ATMs, we ensure convenient access to our financial services for our valued customers.
Welcome to the official website of Garima Bikas Bank Limited. As you navigate our website, I hope you learn more about the qualities that make our Bank an outstanding provider of essential banking services and a wonderful place to build a career.
Garima Bikas Bank started its operation on
7th Mangsir, 2064 (23rd November, 2007). Since the establishment,
our Bank has been adhering to its vision which is “To be the leading
development Bank of Nepal by providing access to all”. We are a resource to
many, offering advice and support beyond the bank doors. We continue to be
focused on building relationships and emphasizing our loyalty as our customers
select Garima Bikas Bank as their trusted financial partner.
I believe in good corporate governance and zero tolerance on non-compliance issues. The Bank has shown a growth with continuous improvement in service quality throughout the years and has performed in line with the vision and mission to contribute the nation for sustainable economic development, serve the different category of customers by providing financial access and quality banking products and services, maximize the value of shareholders’ wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders. At present more than 6 lacs customers from different regions of Nepal are associated with the Bank. We have 121 branch outlets and 50 ATM terminals spread across the country.
I would like to thank all the regulatory bodies and shareholders for their regular support. I would also like to thank the Board of Directors for providing regular guidance and having faith over us and all my fellow employees for their invaluable contribution. As we look ahead to the coming days, our position as a leading National level development bank continues to be strong. We will continue to honor the principles that have served us well over the years.
I will be happy to get feedback and
grievances regarding the service quality offered by the Bank.
We are committed to offer the best of services to customers and to be their first choice.. We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of banking services.
"To be the leading development bank of Nepal by providing banking access to all".
To contribute the nation for the economic development, serve the customers by providing financial access and quality banking products and services, maximize the value of the shareholders' wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders.
Integrity , Teamwork, Customer Oriented. Professionalism. Community focused.
|S.N.||Account Name||Min. Balance||Interest Rate|
|2||Margin Account- Guarantee||N/A||0|
|3||Corporate Call Account||5,000||Up to 3.00%|
|4||Financial Institution Call Account||5,000||Up to 3.00%|
|5||Personal Saving Account||100||6.00%|
|6||Anibarya Saving Account||-||6.00%|
|7||Bhabisya Surakchhit Saving Account||100||6.00%|
|8||Bal Bachat Saving Account||100||6.00%|
|9||Senior Citizen Saving Account||100||6.00%|
|10||Home Employee Saving Account||-||6.00%|
|11||Garima Nari Saving Account||100||6.00%|
|12||Janakalyan Bachat Khata||-||6.00%|
|13||Mero Share Bachat Khata||500||8.00%|
|14||Super Saving Account||5,000||6.00%|
|15||Remittance Saving Account||100||6.00%|
|16||Staff Saving Account||-||6.00%|
|17||General Saving Account||500||6.00%|
|18||Public Saving Account||100||6.00%|
|19||Social Development Account||100||6.00%|
|20||Garima Shuva Lava Saving Acount||10,000||6.20%|
|21||Garima Dampati Saving Account||10,000||6.20%|
|22||Garima Sajilo Savings Account**||100||6.00%|
|23||Foreign Remittance Saving Account**||1000||9.00%|
|24||Sahara Bachat Khata||100||6.00%|
|25||Sworojgar Bachat Khata||500||6.00%|
|26||Foreign Employment IPO Account||1000||9.00%|
|27||Garima PMS Account||-||8.00%|
|Category||Account Name||Tenure||Interest Payment||Rate|
|Individual||Fixed Deposit||Below 1 Year||Monthly/Quarterly/Maturity||10.90%|
|Fixed Deposit||1 Year & above||Monthly/Quarterly/Maturity||11.00%|
|Foreign Remittance FD Account**||Below 1 Year||Monthly/Quarterly/Maturity ||11.90%|
|Foreign Remittance FD Account** ||1 Year & above||Monthly/Quarterly/Maturity||12.00%|
|Sunaulo Bhabisya Baal Nikcchep Yojana||-||Quarterly||11.00%|
|Recuring Fixed Deposit||-||Quarterly||11.00%|
|Garima Swornim Nikchhep Yojana||Quarterly||11.00%|
|Institutions||Fixed Deposit||Below 1 Year||Monthly/Quarterly/Maturity||8.90%|
|Fixed Deposit||1 Year & above||Monthly/Quarterly/Maturity||9.00%|