Garima Bikas Bank Limited, a National Level Development Bank, then headquarter stationed at Waling, Syangja, commenced its commercial operations on 18th Kartik 2064 and formal inauguration had taken place on 7th Marg 2064. The Bank, which started its banking transactions with a paid up capital of Rs. 26.5 million only, had initially covered three districts i.e. Syangja, Palpa and Kaski as a Regional Level Development Bank and its business coverage area was expanded to 10 districts on 20th Chaitra 2068. The Bank was struggling to provide the banking services to the large strata of the customers in line with its Corporate Slogan of “Access to All” due to limited business coverage area and inadequate service distribution outlets. Therefore, it set a strategic plan to be a National Level Development Bank and merged erstwhile Nilgiri Bikas Bank Limited, headquartered at Beni, Myagdi on 29th Asadh 2072 and commenced the transactions as a National Level Development Bank. Later, it merged Subekshya Bikas Bank Limited having its Head Office at Narayangarh on 4th Aswin 2073 with the objectives of strengthening its capital base, expanding the branch locations and enhancing the business. The Bank recently acquired the Sahara Bikas Bank Limited, located at Malangwa, Sarlahi, which is expected to be supportive to the Bank in having strategic presence of the Bank in the Province 2.
Our head office is located at Kathmandu 02, Lazimpat, Kathmandu. Presently, the bank has a banking network of 121 branches and 50 ATMs which are strategically located for the convenience of the customers.
Welcome to the official website of Garima Bikas Bank Limited. As you navigate our website, I hope you learn more about the qualities that make our Bank an outstanding provider of essential banking services and a wonderful place to build a career.
Garima Bikas Bank started its operation on
7th Mangsir, 2064 (23rd November, 2007). Since the establishment,
our Bank has been adhering to its vision which is “To be the leading
development Bank of Nepal by providing access to all”. We are a resource to
many, offering advice and support beyond the bank doors. We continue to be
focused on building relationships and emphasizing our loyalty as our customers
select Garima Bikas Bank as their trusted financial partner.
I believe in good corporate governance and zero tolerance on non-compliance issues. The Bank has shown a growth with continuous improvement in service quality throughout the years and has performed in line with the vision and mission to contribute the nation for sustainable economic development, serve the different category of customers by providing financial access and quality banking products and services, maximize the value of shareholders’ wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders. At present more than 6 lacs customers from different regions of Nepal are associated with the Bank. We have 121 branch outlets and 50 ATM terminals spread across the country.
I would like to thank all the regulatory bodies and shareholders for their regular support. I would also like to thank the Board of Directors for providing regular guidance and having faith over us and all my fellow employees for their invaluable contribution. As we look ahead to the coming days, our position as a leading National level development bank continues to be strong. We will continue to honor the principles that have served us well over the years.
I will be happy to get feedback and
grievances regarding the service quality offered by the Bank.
We are committed to offer the best of services to customers and to be their first choice.. We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of banking services.
"To be the leading development bank of Nepal by providing banking access to all".
To contribute the nation for the economic development, serve the customers by providing financial access and quality banking products and services, maximize the value of the shareholders' wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders.
Integrity , Teamwork, Customer Oriented. Professionalism. Community focused.
|S.N.||Account Name||Min. Balance||Interest Rate|
|2||Margin Account- Guarantee||N/A||0|
|3||Corporate Call||5,000||Up to 3.00%|
|4||Financial Institution Call||5,000||Up to 3.00%|
|8||Bal Bachat Saving Account||100||6.00%|
|9||Senior Citizen Saving A/C||100||6.00%|
|10||Home Employee Saving||-||6.00%|
|11||Garima Nari Saving||100||6.00%|
|12||Janakalyan Bachant Khata||-||6.00%|
|13||Mero Share Bachat Khata||500||8.00%|
|15||Remittance Saving Account||100||6.00%|
|17||General Savings Account||500||6.00%|
|19||Social Development Account||100||6.00%|
|20||Garima Shuva Lava Saving Acount||10,000||6.20%|
|21||Garima Dampati Saving Account||10,000||6.20%|
|22||Garima Sajilo Savings Account**||100||6.00%|
|23||Foreign Remittance Saving Account**||1000||9.00%|
|24||Sahara Bachat Khata||100||6.00%|
|25||Sworojgar Bachat Khata||500||6.00%|
|26||Foreign Employment IPO Account||1000||9.00%|
|27||Garima PMS Account||-||8.00%|
|Category||Account Name||Tenure||Interest Payment||Rate|
|Individual||Fixed Deposit||Below 1 Year||Monthly/Quarterly/Maturity||10.50%|
|Fixed Deposit||1 Year & above||Monthly/Quarterly/Maturity||10.60%|
|Foreign Remittance FD Account**||Below 1 Year||Monthly/Quarterly/Maturity ||11.50%|
|Foreign Remittance FD Account** ||1 Year & above||Monthly/Quarterly/Maturity||11.60%|
|Sunaulo Bhabisya Baal Nikcchep||-||Quarterly||10.60%|
|Recuring Fixed Deposit||-||Quarterly||10.60%|
|Garima Swornim Nikcchep yojana||Quarterly||10.60%|
|Institutions||Fixed Deposit||Below 1 Year||Monthly/Quarterly/Maturity||8.50%|
|Fixed Deposit||1 Year & above||Monthly/Quarterly/Maturity||8.60%|
Less Than 2 CrIndividual Deposit (2 Yrs < 30 Mth)
Less Than 2 CrIndividual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite