Interest Rates

1. Current and Saving Deposit Products

S. No.	Account Name	Minimum Balance (Rs.)	Interest Rate (% p.a.)
1	Current Account*	5,000	0
2	Margin Account	N/A	0
3	Call Account (Corporate/Financial Institution)	5,000	Up to 1.37
4	Anibarya Bachat Khata	-	2.75
5	Home Employee Saving Account	-	2.75
6	Janakalyan Bachat Khata	-	2.75
7	Mero Share Bachat Khata	500	3.75
8	Garima Five in One Bachat Khata	1,000	3.00
9	Super Saving	5,000	2.75
10	Staff Saving	-	2.75
11	General Savings Account	500	2.75
12	Garima Shuva Lava Saving Account	10,000	2.95
13	Garima Dampati Saving Account	10,000	2.95
14	Foreign Remittance Saving Account	1,000	4.75
15	Sworojgar Bachat Khata	500	2.75
16	Foreign Employment IPO Account	1,000	4.75
17	Garima PMS Account	-	3.75
18	Garima Green Saver Saving Account	500	3.75
19	Garima Surakshit Talab Khata	-	2.75
20	All Other Saving Account Products	100	2.75
21	FCY Saving Deposit	$10	2.00

2. Fixed Deposits

Category	Account Name	Tenure	Interest Payment Frequency	Interest Rate
Individuals	Fixed Deposit	3 Months to Below 6 Months	Quarterly	2.75%
	Fixed Deposit	6 Months to Below 1 Year	Quarterly	2.75%
	Fixed Deposit	1 Year to Below 2 Years	Quarterly	3.00%
	Fixed Deposit	2 Years to Below 5 Years	Quarterly	4.00%
	Fixed Deposit	5 Years and Above	Quarterly	5.43%
	Sunaulo Bhabisya Baal Nikcchep Yojana	-	Quarterly	3.00%
	Recurring Deposit	-	Quarterly	3.00%
	Garima Swornim Nikcchep Yojana	-	Quarterly	3.00%
	Garima Surakshit Nikchhep Yojana**	-	Quarterly	2.75%
	Garima Surakshit Nikchhep Yojana**	-	Maturity	3.00%
Institutions	Fixed Deposit	6 Months to Below 1 Year	Quarterly	2.75%
	Fixed Deposit	1 Year to Below 2 Years	Quarterly	2.75%
	Fixed Deposit	2 Years to Below 5 Years	Quarterly	3.00%
	Fixed Deposit	5 Years and Above	Quarterly	4.45%

3. FCY Deposit

Account Name	Tenure	Interest Payment Frequency	Interest Rate (% p.a.)
Fixed Deposit	More than 6 Months	Quarterly	4.00%

4. Loan And Advances