Garima Bikas Bank Ltd. was established by a group of enthusiastic, dedicated and successful professionals and entrepreneurs from different fields including business, teaching, engineering, doctors, banking, accounting, management etc. We are multicultural, multilingual members of our communities. Our rich diversity is our strength.
Garima Bikas Bank employees are approachable, personable and knowledgeable. We encompass an ever expanding range of business expertise and personal experience. We have a long history and our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage new communities. Throughout each change, our unwavering commitment to customer service has been our guiding principle.
Garima Bikas Bank Limited, a National Level Development Bank, then headquarter stationed at Waling, Syangja, commenced its commercial operations on 18th Kartik 2064 and formal inauguration had taken place on 7th Marg 2064. The Bank, which started its banking transactions with a paid up capital of Rs. 26.5 million only, had initially covered three districts i.e. Syangja, Palpa and Kaski as a Regional Level Development Bank and its business coverage area was expanded to 10 districts on 20th Chaitra 2068. The Bank was struggling to provide the banking services to the large strata of the customers in line with its Corporate Slogan of “Access to All” due to limited business coverage area and inadequate service distribution outlets. Therefore, it set a strategic plan to be a National Level Development Bank and merged erstwhile Nilgiri Bikas Bank Limited, headquartered at Beni, Myagdi on 29th Asadh 2072 and commenced the transactions as a National Level Development Bank. Later, it merged Subekshya Bikas Bank Limited having its Head Office at Narayangarh on 4th Aswin 2073 with the objectives of strengthening its capital base, expanding the branch locations and enhancing the business. The Bank recently acquired the Sahara Bikas Bank Limited, located at Malangwa, Sarlahi, which is expected to be supportive to the Bank in having strategic presence of the Bank in the Province 2.
Our head office is located at Kathmandu 02, Lazimpat, Kathmandu. Presently, the bank has a banking network of 121 branches and 49 ATMs which are strategically located for the convenience of the customers.
I would like to express my sincere gratitude to the all stakeholders, customers, shareholders, regulatory bodies and the employees of Garima Bikas Bank Limited for their contribution in making our bank as one of the best national level development bank of Nepal.
As we have very clear vision, i.e. 'Access to All', we are equally focused on providing qualitative banking facilities to all customers with the equal respect. As a result, our bank has consistently posted healthy growth in the balance sheet each year and will continue to do so further.
We are committed to offer the best of services to customers and to be their first choice.. We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of banking services.
"To be the leading development bank of Nepal by providing banking access to all".
To contribute the nation for the economic development, serve the customers by providing financial access and quality banking products and services, maximize the value of the shareholders' wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders.
Integrity , Teamwork, Customer Oriented. Professionalism. Community focused.
|S.N.||Account Name||Min. Balance||Interest Rate|
|2||Margin Account- Guarantee||N/A||0|
|3||Corporate Call||5,000||Up to 3.30%|
|4||Financial Institution Call||5,000||Up to 3.30%|
|8||Bal Bachat Saving Account||100||6.60%|
|9||Senior Citizen Saving A/C||100||6.60%|
|10||Home Employee Saving||-||6.60%|
|11||Garima Nari Saving||100||6.60%|
|12||Janakalyan Bachant Khata||-||6.60%|
|13||Mero Share Bachat Khata||500||8.60%|
|15||Remittance Saving Account||100||6.60%|
|17||General Savings Account||500||6.60%|
|19||Social Development Account||100||6.60%|
|20||Garima Shuva Lava Saving Acount||10,000||6.80%|
|21||Garima Dampati Saving Account||10,000||6.80%|
|22||Garima Sajilo Savings Account**||100||6.60%|
|23||Foreign Remittance Saving Account**||1000||9.60%|
|24||Sahara Bachat Khata||100||6.60%|
|25||Sworojgar Bachat Khata||500||6.60%|
|26||Foreign Employment IPO Account||1000||9.60%|
|27||Garima PMS Account||-||8.60%|
|Category||Account Name||Tenure||Interest Payment||Rate|
|Individual||Fixed Deposit||Below 1 Year||Monthly/Quarterly/Maturity||11.50%|
|Fixed Deposit||1 Year & above||Monthly/Quarterly/Maturity||11.60%|
|Foreign Remittance FD Account**||Below 1 Year||Monthly/Quarterly/Maturity ||12.50%|
|Foreign Remittance FD Account** ||1 Year & above||Monthly/Quarterly/Maturity||12.60%|
|Sunaulo Bhabisya Baal Nikcchep||-||Quarterly||11.60%|
|Recuring Fixed Deposit||-||Quarterly||11.60%|
|Garima Swornim Nikcchep yojana||Quarterly||11.60%|
|Institutions||Fixed Deposit||Below 1 Year||Monthly/Quarterly/Maturity||9.50%|
|Fixed Deposit||1 Year & above||Monthly/Quarterly/Maturity||9.60%|
Less Than 2 CrIndividual Deposit (2 Yrs < 30 Mth)
Less Than 2 CrIndividual Deposit (2 Yrs < 30 Mth) More Rates Open Fixed Deposite