Message from Chief Executive Officer

Garima Namaskar,

Welcome to the official website of Garima Bikas Bank Limited. As you navigate our website, I hope you learn more about the qualities that make our Bank an outstanding provider of essential banking services and a wonderful place to build a career.

Garima Bikas Bank started its operation on 7th Mangsir, 2064 (23rd November, 2007). Since the establishment, our Bank has been adhering to its vision which is “To be the leading development Bank of Nepal by providing access to all”. We are a resource to many, offering advice and support beyond the bank doors. We continue to be focused on building relationships and emphasizing our loyalty as our customers select Garima Bikas Bank as their trusted financial partner.

I believe in good corporate governance and zero tolerance on non-compliance issues. The Bank has shown a growth with continuous improvement in service quality throughout the years and has performed in line with the vision and mission to contribute the nation for sustainable economic development, serve the different category of customers by providing financial access and quality banking products and services, maximize the value of shareholders’ wealth, provide excellent growth opportunities to the employees and meet the expectations of other stakeholders. At present more than 6 lacs customers from different regions of Nepal are associated with the Bank. We have 121 branch outlets and 50 ATM terminals spread across the country.

I would like to thank all the regulatory bodies and shareholders for their regular support. I would also like to thank the Board of Directors for providing regular guidance and having faith over us and all my fellow employees for their invaluable contribution. As we look ahead to the coming days, our position as a leading National level development bank continues to be strong. We will continue to honor the principles that have served us well over the years.

I will be happy to get feedback and grievances regarding the service quality offered by the Bank.

Thank You!!!

Mr. Govinda Prasad Dhakal

S.N.	Account Name	Min. Balance	Interest Rate
1	Current Account*	5,000	0
2	Margin Account- Guarantee	N/A	0
3	Corporate Call	5,000	Up to 3.00%
4	Financial Institution Call	5,000	Up to 3.00%
5	Personal Saving	100	6.00%
6	Anibarya Saving	-	6.00%
7	Bhabisya Surakchhit	100	6.00%
8	Bal Bachat Saving Account	100	6.00%
9	Senior Citizen Saving A/C	100	6.00%
10	Home Employee Saving	-	6.00%
11	Garima Nari Saving	100	6.00%
12	Janakalyan Bachant Khata	-	6.00%
13	Mero Share Bachat Khata	500	8.00%
14	Super Saving	5,000	6.00%
15	Remittance Saving Account	100	6.00%
16	Staff Saving	-	6.00%
17	General Savings Account	500	6.00%
18	Public Saving	100	6.00%
19	Social Development Account	100	6.00%
20	Garima Shuva Lava Saving Acount	10,000	6.20%
21	Garima Dampati Saving Account	10,000	6.20%
22	Garima Sajilo Savings Account**	100	6.00%
23	Foreign Remittance Saving Account**	1000	9.00%
24	Sahara Bachat Khata	100	6.00%
25	Sworojgar Bachat Khata	500	6.00%
26	Foreign Employment IPO Account	1000	9.00%
27	Garima PMS Account	-	8.00%

Category	Account Name	Tenure	Interest Payment	Rate
Individual	Fixed Deposit	Below 1 Year	Monthly/Quarterly/Maturity	10.50%
Fixed Deposit	1 Year & above	Monthly/Quarterly/Maturity	10.60%
Foreign Remittance FD Account**	Below 1 Year	Monthly/Quarterly/Maturity	11.50%
Foreign Remittance FD Account**	1 Year & above	Monthly/Quarterly/Maturity	11.60%
Sunaulo Bhabisya Baal Nikcchep	-	Quarterly	10.60%
Recuring Fixed Deposit	-	Quarterly	10.60%
Garima Swornim Nikcchep yojana		Quarterly	10.60%
Institutions	Fixed Deposit	Below 1 Year	Monthly/Quarterly/Maturity	8.50%
Fixed Deposit	1 Year & above	Monthly/Quarterly/Maturity	8.60%

Search Result

There are 38 results for banking.

Introduction

The Bank, which started its banking transactions with a paid up capital of Rs

Micro Finance

Microfinance, also called microcredit, is a type of banking service provided to unemployed or low-income individuals or groups who otherwise would have no other access to financial services

Corporate Current Account

Features:Large volume of transactionAccess to consumer credit facilitiesFree Cheque BookFree ABBS Facility-Can be revised by ManagementAccess to SMS BankingAccess to Internet Banking (view transaction only)Access to ConnectIPS Facility (Sole proprietorship and Pvt

Professional Loan

Teachers (Government of Nepal Permanent Teachers and University Teaching Permanent Professors)Permanent Employees working in Banking and Financial Institutions and Insurance CompaniesPermanent Employees working in Public CorporationsPermanent employees of Nepal GovernmentNepal Police and Nepal Army (at least Assistant Sub Inspector 'ASI' of Police and Warrant Officer Second Class 'Jamdar' in Army)

Garima Digital Batuwa

Garima Digi Batuwa is an omni channel based digital banking solution of Garima Bikas Bank Limited

Internet banking

Internet banking service connects you safely to your bank account anytime, anywhere

Garima Smart Teller

Garima Smart teller is mobile banking service to withdraw cash at bank&rsquo

Banking Hour

Time Baishak 1 to Kartik 15 and Magh 16 to Chaitra end Katrik 16 to Magh 15 Sunday to Thursday Banking Hour 9:30AM to 5:30PM Banking Hour 9:30AM to 5:00PM Normal Transaction Hours 9:30AM to 4:00PM Normal Transaction Hours 9:30AM to 4:00PM Friday Banking Hour: 9:30AM to 3:30 PM Normal Transaction Hours: 9:30AM to 2:00PM

Home Employee Savings

Features:Free ABBS FacilityFree Cheque BookFree C-ASBA facilityFree Account StatementFree SMS and Mobile banking &amp

Garima Nari Savings

It provides a complete banking solution, catering financial, investment and lifestyle of our female customers

General Saving Account

s banking and savings requirements

Sunaulo Bhabisya Bal Nikchhyap Yojana

Features:Free ABBS FacilityFree Account StatementAccess SMS BankingInternet Banking- General View only&nbsp

Individual Current Account

Features:Access to consumer credit facilitiesFree ABBS FacilityFree Cheque BookFree C-ASBA Access to SMS and Mobile banking &amp

Corporate Current Account

Janakalyan Bachat Khata

Features:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree Account StatementAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Staff Savings

Features:Free ABBS FacilityFree Cheque BookFree Account StatementAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Personal Saving Account

Features:Access to Deprived sector consumerFree ABBS facility-Can be revised by ManagementFree Cheque BookAccess to C-ASBA facilityAccess to SMS/Mobile banking &amp

Super Saving Account

Super Savings Account provides a complete banking convenience and financial package to access money with ease

Remittance Savings Account

Features:Free ABBS FacilityFree Cheque BookAccess to C-ASBA facilityFree Account StatementAccess to SMS and Mobile banking &amp

Public Savings

Garima Public savings account offers basic banking services to customer at minimal cost

Recurring Savings Account

Features:Free ABBS FacilityFree Account StatementAccess SMS BankingIn order to enjoy this facility, the applicant should be employed in any organization and the request for opening the account is done by organization itself

Shuva Lava Savings Account

It provides a complete banking convenience and financial package to access money with the ease

Earthquake Subsidy Saving Account

Features:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree C-ASBA facilityFree Account StatementAccess to SMS and Mobile banking &amp

Dampati Savings Account

Features:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree Account StatementAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Garima Sajilo Savings Account

Features:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree C-ASBA facilityFree Account StatementAccess to SMS and Mobile banking &amp

Bal Bachat Savings Account

Features:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree Account StatementAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Senior Citizens Saving Account

Features:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree Account StatementAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Foreign Remittance Saving Account

Tax on interest shall be levied as per prevailing Income Tax ActBenefits:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree Account StatementAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Garima Swornim Nikchhep Yojana

Features:Free ABBS Facility-Can be revised by ManagementFree Account StatementInternet Banking (General view only)

Mero Share Bachat Khata

Features:Free Demat (for first year)Free SMS/ Mobile banking &amp

Foreign Employment IPO Saving Account

Foreign employment permission letterFeatures:Free ABBS Facility-Can be revised by ManagementFree Cheque BookFree Account StatementFree DEMAT account (for one year)Free Mero Share RegistrationAccess to C-ASBA facilityAccess to SMS and Mobile banking &amp

Garima Bikas Bank has successfully conducted one month long 'Financial Literacy Program'

Each program is attended by a large number of participants where detailed information about the banking system, digital banking, benefits of saving, financial advice and banking security is disseminated

Garima Bikas Bank revamps Garima Smart mobile banking application into Digi Batuwa

How to activate Mobile Banking for the first time?

How to reset Garima Smart Password?

How to get Mobile Banking/ Internet Banking from outside the country?

How to get account information from outside the country?