The overdraft, when availed, is a short-term loan

Business Overdraft Loan

The loan is categorized into Term Loan, Overdraft Loan and Mortgage Loan

A term loan is a loan from a bank for a specific period that has a specified repayment schedule and either a fixed or floating interest rate

This Agriculture Loan is designed for providing loans to the agricultural firms/companies engaged in the production and distribution of agricultural products such as vegetables, fruits, livestock, poultry, dairy, fish etc

This facility can be provided in the form of overdraft, working capital or short-term loans

Major highlights: Loan LimitThe minimum loan amount is NPR 1 Million and maximum is up to single obligor limit

Service Business Loan is designed for providing loans to customers for meeting day to day working capital requirements or meeting capital requirements

This Education loan is designed to finance students with the support of the parents or any other sponsor/s, who aspire to pursue for higher/technical/professional education

The loan is availed to individuals or registered firms

A working capital loan is a loan that is taken to finance a company's everyday operations

Consumption Loan is a loan granted to natural persons for the purpose of personal consumption

In the case of second hand vehicle, the manufacturing year of the vehicle is to be taken as 1 year and subsequent time of loan is taken accordingly

Margin lending is a type of loan that allows you to borrow money to invest, by using your existing shares, managed funds and/or cash as security

Base Rate (Chaitra End 2077) 8.16% Consumer Personal loan (Fixed Rate per annum) Up to 5 years 5-10 years 10-15 years Above 15 Years Home Loan 11.50% to13.00% 12.00% to14.00% 12.25 to 14.10% 12.50 to 14.25% Hire Purchase/ Auto Loan 12.00% to 13.50% 12.50% to 14.00% &amp

The maximum tenure of the loan to be 30 yearsRepaymentLoan disbursed in lump sum value - to be repaid through Equated Monthly Installment (EMI) basis

What is Loan against Share

About Demand Term Loan This Demand Loan is designed for providing loans to firms or companies seeking finances for the fluctuating seasonal/ short term requirement on the current assets of the business

The primary aim of SME loans is to help enterprises meet all their business needs that may arise from time to time without facing any difficulties

This Loan against FD is designed for providing loans to individuals or firms pledging Fixed Deposit (FD) Receipts of their own

A bridge gap loan is a short-term loan used until a person or company secures permanent financing of removes an existing obligation

NPR 1.5 Million(OD limit shall be restricted to NPR 0.5 Million or 50% of the total loan amount, whichever is lower)Loan TenureThe maximum tenure of the loan shall be 5 years for Term Loan and maximum 1 year for OD

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

Tenure of loans should be determined on the basis on nature of businessLoan repayment schedule shall be prepared considering the type of loan, amount, purpose and risk associated with the loan product

This Demand Loan is designed for providing loans to firms or companies seeking finances for the fluctuating seasonal/ short term requirement on the current assets of the business

Instead by liquidating fixed deposit he/she should be advised to avail advance/loan against the Fixed Deposit Receipt

Personal Savings is a voluntary savings account specially designed for Deprived Sector Loan (DSL) customers

Aanivarya Saving account is a mandatory saving account where Deprived Sector Loan (DSL) client need to deposit certain percentage amount while receiving a loan facility

Bhabishya Surakshit Saving is new scheme account where Deprived Sector Loan (DSL) client can deposit amount in monthly basis for 10 years

Request for the loan should also be recommended by the organization

Instead by liquidating fixed deposit he/she should be advised to avail advance/loan against the Fixed Deposit Receipt