March 25th 2019
११ चैत्र २०७५

Interest Rates

1. Current and Saving Deposit Products

Sn Account Name Min. Balance Interest Rate
1 Current Account 5,000.00 0
2 Margin Account- Guarantee N/A 0
3 Personal Call 1,000 Maximum-7%
4 Corporate Call 5,000 Maximum-7%
5 Financial Institution Call 5,000 Maximum-7%
6 Personal Saving  100 7
7 Group Saving - 7
8 Home Employee Saving - 7
9 GarimaNari Saving 100 7
10 Welfare Saving 0 7
11 Super Saving 5000 7
12 Remittance Saving Account 100 7
13 Staff Saving - 7
14 General Savings Account 500 7
15 Public Saving 100 7
16 Social Development Account 100 7
17 Garima Shuva Lava Saving Acount 10000 7
18 Garima Dampati Saving Account 10000 7
 

2. Garima Swasthya Surakshit Nikchhep Yojana (2 Year Fixed Deposit) (Conditions are applicable.)

S.N. Deposit Amounts
(Rs.)
Quarterly Interest At Maturity Interest Daily Medical & Treatment Facility
 (Rs.)
Accidental Insurance Surgical Facility Minor Surgical Facility Medium Surgical Facility Major
1 1,00,000 9.50 9.75 600 1,00,000 7,000 14,000 21,000
2 2,00,000 9.50 9.75 1200 2,00,000 7,000 14,000 21,000
3 3,00,000 9.50 9.75 1800 3,00,000 7,000 14,000 21,000
4 4,00,000 and Above 9.50 9.75 3000 4,00,000 7,000 14,000 21,000

3. Fixed Deposits

S.N. Account Name
Minimum Amount
Interest Payment on Monthly
Interest Payment At Quartarly/Maturity
1 FD 3 Months 10,000 9.75 10
2 FD 6 Months 10,000 9.75 10
3 FD 9 Months 10,000 9.75 10
4 FD 1 Year 10,000 9.75 10
5 FD 2-5 Years 10,000 9.75 10
6 FD Above 5 Years 10,000 As per agreement As per agreement
7 Special Fixed Deposit  (One Year) 5,00,000 9.75 10
8 FD 200 Days 1,00,000 9.75 10
9 FD 300 Days 1,00,000 9.75 10
10 Recuring Saving 100   10
11 Sunaulo Bhabishya Nikchhep Yojana 500   10

4.FCY Deposites

SN Account Name Rate
1 FCY Deposit upto 2%p.a

4. Loan And Advances

S.N. Name of Products Interest Rate (% P.A.)
1 Personal Overdraft Base Rate+Premium upto 5%
2 Business Overdraft Base Rate+Premium upto 5%
3 Agriculture Loan Base Rate+Premium upto 5%
4 Low Cost Housing Base Rate+Premium upto 5%
5 Education Loan Base Rate+Premium upto 5%
6 Small and Medium Enterprise (SME)  Base Rate+Premium upto 5%
7 BaideshikRojgar Base Rate+Premium upto 5%
8 Micro Finance (Group Guarantee) 18%
9 Micro Finance  (Wholesale) As per agreement
10 Deprived Sector Loan (With Collateral) Base Rate+Premium upto 5%
11 Personal Term Loan Base Rate+Premium upto 5%
12 Housing Loan Base Rate+Premium upto 5%
13 Hirepurchase Loan Base Rate+Premium upto 5%
14 Auto Loan Base Rate+Premium upto 5%
15 Margin Lending Base Rate+Premium upto 5%
16 GarimaYuva Uddamshil (Conditions Apply) Base Rate+Premium upto 5%
17 Service Business Loan Base Rate+Premium upto 5%
18 Business Term Loan Base Rate+Premium upto 5%
19 Demand Loan Base Rate+Premium upto 5%
20 Working Capital Loan Base Rate+Premium upto 5%
21 Industrial Loan Base Rate+Premium upto 5%
22 Real Estate Loan Base Rate+Premium upto 5%
23 Loan Against FDR Coupon Rate + 2% or Base Rate whichever is higher
24 Loan Against Deposit Coupon Rate + 2% or Base Rate whichever is higher
25 Social Loan Base Rate+Premium upto 5%
26 Gold Loan Base Rate+Premium upto 5%
27 Consumption Loan Base Rate+Premium upto 5%
  Base Rate (Poush 2075) 11.52%

We are OPEN!

banking hours

Sun-Thu 9.30 AM to 4 PM
Fri 9.30 AM to 2.30 PM
Winter: Kartik(16),Mangsir, Poush and Magh(15)
Sun-Thu 9.30 AM to 4 PM
Fri 9.30 AM to 2 PM

Holiday Counter

Saturdays and Holidays 
10.00 AM to 1:00 PM
(In Mahendrapool Branch Only)

ATM Locations View All

  • Sabhagriha Chowk Pokhara
  • Shahid Chowk Syangja
  • Waling Moad Syangja
  • Galyang Syangja
  • Puspalal Park Butwal
  • Samakhusi Chowk Kathmandu