Introduction

Garima Bikas Bank Ltd. was established by a group of enthusiastic, dedicated and successful professionals and entrepreneurs from different fields including business, teaching, engineering, doctors, banking, accounting, management etc. We are multicultural, multilingual members of our communities. Our rich diversity is our strength.

Garima Bikas Bank employees are approachable, personable and knowledgeable. We encompass an ever expanding range of business expertise and personal experience. We have a long history and our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage new communities. Throughout each change, our unwavering commitment to customer service has been our guiding principle.

  • Deliver wonderful banking service to its customers through state of the art technology.
  • Satisfy all the stakeholders with healthy and sustainable value creation.
  • To make our vision come true through professional integrity, corporate governance and regulating compliance
Our Journey

The bank was incorporated under Company Act on Shrawan 22, 2064 and acquired license from Nepal Rastra Bank to perform its financial transactions on Ashwin 24, 2064. The bank started its formal operations on Kartik 18, 2064 from Waling 3, Syangja. After the successful merger between Garima Bikas Bank Limited and the then Nilgiri Bikas Bank Limited, the bank upgraded to National Level on Ashadh 29, 2072. 

Present Scenario

The bank is now operating 120 branches, 1 extension counter and 51 ATMs throughout the country strategically placed for the convenience of customers.

Message from Chief Executive Officer


Garima Namaskar,

Welcome to the official webpage of Garima Bikas Bank Limited. From here, you can access all our information, facilities and digital services.

First of all, I would like to express my sincere gratitude to the all stakeholders, customers, shareholders, regulatory bodies and the employees of Garima Bikas Bank Limited for their contribution in making our bank as one of the best national level development bank of Nepal.

As we have very clear vision, i.e. 'Access to All', we are equally focused on providing qualitative banking facilities to all customers with the equal respect. As a result, our bank has consistently posted healthy growth in the balance sheet each year and will continue to do so further.

Thank You!!!

Mr. Govinda Prasad Dhakal

Vision, Mission & Objectives

We are committed to offer the best of services to customers and to be their first choice.. We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of banking services.

Our Vision

We have very clear vision, i.e. “Access to All”. We focus on equal access of all peoples who are real seeker of.

Our Mission

Missions of Garima Bikas Bank Ltd. can be summarized as: Deliver wonderful banking service

Our Objectives

To provide sustainable and quality financial service to the public upholding and enhancing the interest

Branch Inside Valley

  • Chabahil Branch
  • Dhungedhara Branch
  • Gatthaghar Branch
  • Gongabu Branch
  • Hattigauda Branch
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Branch Outside Valley

  • Attariya Branch
  • Babiyachaur Branch
  • Bagar Branch
  • Baglung Branch
  • Banepa Branch
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ATM Inside Valley

  • Gongabu Branch
  • Lazimpat Branch
  • Kalanki Branch
  • Newroad Branch
  • Kumaripati Branch
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ATM Outside Valley

  • Waling Branch
  • Galyang Branch
  • Sabhagrihachowk Branch
  • Putalibajar Branch
  • Mahendrapool Branch
View all
Current and Saving Deposit Products
S.N.Account NameMin. BalanceInterest Rate
1Current Account*5,0000
2Margin Account- GuaranteeN/A0
3Corporate Call5,000Up to 3.50%
4Financial Institution Call5,000Up to 3.50%
5Personal Saving 1007.00%
6Anibarya Saving-7.00%
7Bhabisya Surakchhit1007.00%
8Home Employee Saving-7.00%
9Garima Nari Saving1007.00%
10Janakalyan Bachant Khata1007.00%
11Mero Share Bachat Khata
500
9.00%
12Super Saving5,0007.00%
13Remittance Saving Account1007.00%
14Staff Saving-7.00%
15General Savings Account5007.00%
16Public Saving1007.00%
17Social Development Account1007.00%
18Garima Shuva Lava Saving Acount10,0007.20%
19Garima Dampati Saving Account10,0007.20%
20Garima Sajilo Savings Account**1007.00%
21Foreign Remittance Saving Account**
1000
10.00%
22Sahara Saving1007.00%
23Sworojgar Saving Account 
5007.00%
24Bal Bachat Khata
1007.00%
25Senior Citizen Saving A/C
1007.00%
Fixed Deposits
CategoryAccount NameTenureInterest PaymentRate 
IndividualFixed Deposit3 months and aboveMonthly/Quarterly/Maturity12.00%
Foreign Remittance FD Account**  3 months and aboveMonthly/Quarterly/Maturity13.00%
Sunaulo Bhabisya Baal Nikcchep-Quarterly12.00%
Recuring Fixed Deposit-Quarterly12.00%
Garima Swornim Nikcchep yojana Quarterly12.00%
InstitutionsFixed Deposit3 months and aboveMonthly/Quarterly/Maturity11.00%

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  • Date
    २९ माघ, २०७७
    11th Feb, 2021
    21 Ashad, 2079
    Jul 5, 2022
    • गरिमा विकास बैंकको १४औं बार्षिक साधारण सभा पोखरा, कास्कीमा सम्पन्न! 1 year ago
    • Respected CEO sir handed over the computer to the Government school. 1 year ago
    • GBBL has launched Contactless Card 1 year ago
    • Garima Bikas Bank inked MOU with 'Landmark Hotels, Resort & Spa' 9 months ago
    • Bonus Share tax 1 month ago
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GBBL has launched Contactless Card

GBBL has launched Contactless Card
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  • GBBL has launched Contactless Card

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Latest Updates View All

  • Garima Bikas Bank has successfully conducted one month long 'Financial Literacy Program'
    Jun 15, 2022
  • Night safety belt distributed by Respected Ceo sir
    May 31, 2022
  • 3rd Quater Business Review Meeting Pokhara 2078/79
    May 18, 2022
  • 15th AGM of Garima Bikas Bank Limited
    Apr 13, 2022
  • Garima Bikas Bank inked MOU with 'Hotel Pokhara Batika '
    Apr 13, 2022
  • Garima Bikas Bank inked MOU with 'Siddhartha Group of Hospitality' & 'Chitwan Paradise Hotel'
    Oct 4, 2021
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This is an official webpage of Garima Bikas Bank Ltd. From here, you can access all our information, facilities and digital services.

Garima Bikas Bank Limited - Head Office, Lazimpat, Kathmandu-02
01-4445424/25/26/27/28
[email protected]
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